Online Calendar

online calendarI recently posted about going with an electronic checkbook register. Along the same lines, I’m going to try a virtual vs. physical calendar. I downloaded monthly calendars from and saved them in a file. The plan is to keep the current month open on my virtual desktop – sort of like the way I currently keep my actual calendar open on my actual desk.

We’ll see how it goes. So far, I’ve been planning events into January and February and it’s easy to update the calendar online. Maybe, one of these days, I’ll actually start using the calendar function on my iPhone. I hate using my iPhone like a computer. It’s so small. And I hate typing on it, when I’m so frequently at my desk and can use my PC. It makes me feel old school.

But not as old school as actually buying a calendar!

$5 Off Coupon at OfficeMax

officemaxI bought a couple Amazon gift cards at OfficeMax the other week so I can buy books and presents on Amazon. I buy them there because I get 5x points when I pay with my Ink Bold. It’s hard to find discount Amazon gift cards online and, when you do, the percentage off is very low.

Anyway, after my purchase I got an email from OfficeMax. If I completed their survey I would get a $5 coupon off my next purchase of $25. It took me about 5 minutes to complete. The coupon can’t be used to buy gift cards. And it has to be used before the end of the year. So, as coupons go, it’s not the greatest. However, my color ink cartridge just ran out. So, it looks like I’m actually going to get to use the coupon after all! And I, of course, printed it using my old stationery. ;)


dressbarnLately, I’ve been shopping at DressBarn. It may, possibly, be the worst named clothing store in the country! But their prices are inexpensive. They have lots of coupons and deals. They are close by. It’s easy to shop there because it’s not overwhelming. I can even get discount gift cards (via TOPCASHBACK) online.

My wardrobe has improved dramatically!

And, every Tuesday, they offer an additional 10% for “seniors” (ie. over 55). I turn 55 in a couple of months! The day of the week is different depending on the franchise location, so check with your local store.

December 18 is Free Shipping Day

free-shipping-dayI recently heard about “Free Shipping Day” and am going to take advantage of it. As it turns out, one of the gift suggestions from one of our kids is something I can get from Cabela’s AND Cabela’s is one of the 864 retailers who participate in Free Shipping Day. The gift only costs around $20. No way do I want to pay $5.95 for shipping! So I will wait and place the order on Dec 18.

Free shipping. No minimum. Delivery by Christmas Eve.

Here’s the link:

Kellogg’s Coupons

KFR_HealthyStarts_BannerI posted about Kellogg’s Family Rewards (KFR) awhile ago. I stopped entering box codes on their website, but not until I’d received $20+ in checks and coupons.

It became too much of a hassle. However, I still receive emails from KFR and every week or so I print off a $1 coupon for cereal (using old stationery, of course). Between these coupons and ones I clip from the paper I can’t remember the last time I paid full price for All Bran.

Hoping to save big time come January when it usually comes on sale!

Freezing Milk

free milkJay and I went to Mexico recently. Rather than come home to spoiled milk Jay put his jug of skim milk in the freezer. He thawed it in the fridge when we got back. He’s not too picky and said it was just fine.

I, on the other hand, am really picky. And I don’t (won’t/can’t) drink skim milk. In fact, I don’t like milk enough to drink it and pretty much only use it on oatmeal or cereal. And I use half and half. Luckily, the higher the fat content, the longer it lasts in the fridge. So, my half and half was still perfectly fine after a week in Mexico.

It occurred to me that freezing milk would be a good way to save money. Milk prices have gone WAY up recently. I think the regular price of King Soopers’ cheapest brand is $3.59/gallon these days. It goes on sale for $1.99 a couple times/month and I plan on buying an extra gallon or two to freeze. I’ll try it out and see if the strategy works for us.

I Googled the topic of freezing milk just to make sure it’s legit. The lower the fat content, the better the result. Hence, freezing the skim that Jay drinks works best. Shaking the container, post thawing, before each use helps to resolve any consistency issues. Also, liquids expand when frozen, so make sure the jugs are not full.

If Jay has any complaints about it, I won’t bother. Of course, if I let him know that I’m saving 50% off the price he probably won’t have any complaints!

Good Use for Old Stationery

stationeryOver the years I’ve gathered a collection of stationery – for Christmas letters, graduation invites, dinner party invites, etc. With the advent of Shutterfly and Evite, I no longer need the stationery and it sits in my desk, unused.

Until now!

It finally occurred to me that I could use it for much of my printing needs. I just make sure it’s inserted face side up in my printer tray, so that whatever I’m printing prints on the blank back of the stationery.

So far, I’ve used it for shopping lists, recipes, coupons, a Groupon, and a ticket to the Cartier exhibit at the Art Museum. At this rate, it’ll all be gone in a year or so.

Target Gift Cards 10% on Black Friday

targetI was on Facebook on Friday and saw that Target was selling up to $300 of gift cards for 10% off. I often use them to tip our cleaners, or newspaper delivery person, etc. Or just to shop. I can’t think of another way to save 10% at Target. Their RedCard saves me 5%, but it doesn’t apply to gift cards.

Shipping was free. ;)

And I paid with my MileagePlus card to get miles (something I don’t get when using my Target card).

I’ll make a note of it in my filing system and hope they have the same offer next Black Friday!

Christmas Books – Again

amazonIt’s that time again! Last year I purchased my Christmas books at and posted that I would try to be organized enough in ’14 to buy the books earlier and buy them from where they are substantially cheaper (eg. The Stone Carvers is $10.07 US vs. $15.16 CDN). Plus, I don’t get hit with GST (Canada’s goods and services tax). Plus, I can use Amazon gift cards purchased at a discount online, or at Office Max, using my Ink BOLD to earn 5x points – things I cannot do if I buy from I’m betting I’ll save at least $30-$40 this year.

I don’t think I’m going to Calgary until January this year, so they will be belated Christmas presents. And they should all fit in my suitcase, which I can check for free when I pay with my Explorer card.

I’ve started my list and have added some of the books into my cart in preparation. I’m buying a couple for one of our sons. One of them is a large coffee table book and I’m going to buy it used, at a considerable discount (ie. $7 vs. $26). It will leave more money for his other presents (or cash). ;)

Electronic Checkbook Register

checkbook registerI’ve mentioned before that I keep a checkbook register and balance it, to the penny, religiously. Well, I was down to my last register. Since I do most of my bill paying online, I rarely use manual checks anymore. In fact, I’m still using up checks with our old address on them. We moved 3 1/2 years ago and I’ll bet I don’t get through them all before we move again!

Anyway, I needed a new checkbook register and was looking for somewhere to get them cheap or free. That’s when I stumbled upon the concept of using an Excel spreadsheet instead of a physical register. Excel comes with a template. Or there are many you can download for free. I just keep it up on my computer at all times. It’s easy. Easier than a physical register.

It’s neater.

No more calculator.

I can’t believe it took me this long to make the transition….