Last year we streamlined the mortgage we have on our old house, which is now a rental, and, hopefully, will soon be sold. When we did the streamline, which was with Chase, we were offered the opportunity to save 1% by setting up automatic payments from our Chase checking account.
At the time, we’d been paying the mortgage via our US Bank account. But, 1% represented about $26/mo and that was enough to make me sign up.
Trust me, it all counts.